Dental insurance is playing a larger role in helping people obtain dental
treatment. Since we feel strongly that our patients deserve the best dental
care we can provide and in an effort to maintain a high quality of care, we
would like to share some facts about dental insurance with you.
|
We consider our relationship with you to be of primary importance. We
always make our recommendations to you based on what we believe is the very
best treatment for you regardless of you insurance coverage. As a patient, it
is your responsibility to deal with your insurance company and your employer.
We will assist in any way possible to maximize your dental insurance benefits;
but to reemphasize, we have no relationship or responsibility to your insurance
company.
|
FACT #1: Dental insurance is not meant to be "PAY-ALL," it
is only an partial aid in paying for your dental care.
|
FACT #2:Many plans tell their insured that they will cover "up
to 80%" or "up to 100%". In spite of what you are told, we have
found many plans cover only 40% to 50% of the average fee. Some plans pay
more....some pay less. The amount your plan pays is determined by the
contribution you and your employer make to your dental plan. The smaller the
contribution paid into the plan for "insurance" the less you will
receive. It is you responsibility to advise us of your insurance coverage and
restrictions.
|
FACT #3:It has been the experience of many dentists that some
insurance companies tell their customers that "fees are above the usual
and customary fees" rather then saying "our benefits are low".
Remember you get back what you and your employer put into the insurance
coverage less profits of the insurance company. In dealing with over 1000
dental insurance plans, most plans do not cover our fees.
|
FACT #4: Each plan utilized in our office has different percentages,
deductibles, maximums, procedures covered and varying fees that the plan will
allow. We will do our best to make as close a calculation as possible of what
your insurance plan will cover. However, as we cannot estimate precisely, there
may be variances for which the patient is individually responsible.
|
FACT #5Many routine dental services are not covered by insurance
carriers. We make our recommendations based on your needs and not on what your
insurance may or may not cover.
|
Please do not hesitate to ask us any questions about our office policy. We
want you to be comfortable in dealing with these matters and we urge you to ask
us if you have any question regarding or services and/or fees. We will do all
we can to assures you of your maximum benefits.
|
If you have any questions regarding your insurance, please contact your
insurance carrier regarding the specifics and details of the plan they are
operating on your behalf.
|
| [] I authorize the release of all necessary information. |
| [] I authorize payment of benefits directly to the provider. |
| [] I have read this form and agree to be financially responsible for all
fees regardless of insurance coverage. |
Signature: _______________________________ Date:
_______________
Staff Signature: ____________________________ Date:
_______________
|
Practice
Limited to Periodontics and Implants
810 South Mason, Suite 325, Katy, Texas 77450, (281)
392-6000
American Academy of Periodontology: American Dental Association |